What should you do if your vehicle is damaged in a hit-and-run accident?

• A. Fix the vehicle before reporting
• B. Leave the scene and contact your insurer later
• C. Report the incident to the police and MPI as soon as possible
• D. Ignore it if no one was injured

Answer: (C)

In the event of a hit-and-run accident, the appropriate course of action is to report the incident to the police and Manitoba Public Insurance (MPI) as soon as possible. This is crucial for several reasons. First, a timely report aids law enforcement in their investigation, increasing the chances of identifying the driver who fled the scene. Reporting quickly also helps in documenting the incident, which is important for insurance purposes and for filing a claim.

Furthermore, acknowledging the incident promptly ensures that you fulfill legal requirements and obligations related to the accident. Delays in reporting can complicate claims processes and may result in a lack of coverage for damages suffered. The police will create an official record of the incident, which can be beneficial for both legal and insurance matters. By following this procedure, you protect your rights and help facilitate the claims process with your insurer.