Which of the following is NOT covered under Basic Autopac?

• A. Liability coverage
• B. Fire and theft coverage
• C. Accidental injury claims
• D. Collision with uninsured drivers

Answer: (B)

The option related to fire and theft coverage is not included in Basic Autopac. Basic Autopac primarily covers third-party liability, which includes bodily injury and property damage to others in an accident that you are responsible for. It also addresses accidental injury claims made by others involved in the incident. Additionally, coverage for collisions with uninsured drivers is typically part of the basic protections required for all drivers.

Fire and theft are generally considered more comprehensive coverages, which are available through optional extensions to basic insurance rather than included in the mandatory Basic Autopac coverage. This distinction is important as it helps drivers understand what minimum protection they need while also recognizing the benefits of additional coverage options.